Your Privacy Matters

1. Introduction

Kelly Atwood provides financial education, online income skills training, and practical money guidance for informational and educational purposes. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website, complete our forms, subscribe to our communications, or interact with our services.

By using our website or submitting your information through our forms, you agree to the practices described in this Privacy Policy.

2. Information We Collect

We may collect information that you voluntarily provide when you complete a form, request information, subscribe to updates, register interest in a program, or communicate with us.

This may include:

• Your name
• Email address
• Phone number
• Responses submitted through our forms
• Your interest in financial education, online income skills, or related programs
• Communication preferences, including email and SMS opt-in status
• Any other information you choose to submit

We may also collect basic technical information automatically, such as your browser type, device information, IP address, pages visited, and general usage activity.

3. How We Use Your Information

We use the information we collect to provide, improve, and communicate about Kelly Atwood’s financial education services.

We may use your information to:

• Respond to your inquiry or form submission
• Send information about our financial education programs
• Provide updates, resources, reminders, and educational content
• Contact you by email, phone, or SMS if you have opted in
• Improve our website, messaging, user experience, and services
• Maintain internal records and manage customer communication
• Comply with applicable legal, regulatory, or platform requirements

4. Email and SMS Communications

If you submit your contact information and opt in to receive communications, we may contact you by email, phone, or text message regarding Kelly Atwood’s financial education resources, program information, reminders, and related updates.

Message and data rates may apply for SMS communications. Message frequency may vary. You may opt out of SMS messages at any time by replying STOP. You may request help by replying HELP, where supported.

You can unsubscribe from marketing emails by using the unsubscribe link included in our email communications.

5. How We Share Information

We do not sell your personal information. However, we may share limited information with trusted service providers that help us operate our website, forms, email systems, SMS systems, CRM, analytics, scheduling, payment processing, or customer communication tools.

We may share information with:

• Website hosting and form providers
• CRM and automation platforms
• Email and SMS communication providers
• Analytics and performance tracking tools
• Payment processors, if applicable
• Legal or regulatory authorities when required by law

These providers are only permitted to use your information as needed to provide services on our behalf or as required by law.

6. Cookies and Tracking Technologies

Our website may use cookies, pixels, analytics tools, or similar technologies to understand visitor behavior, improve our website, measure marketing performance, and provide a better user experience.

You can adjust your browser settings to refuse cookies or notify you when cookies are being used. Some website features may not function properly if cookies are disabled.

7. Data Security

We take reasonable steps to protect personal information from unauthorized access, misuse, loss, disclosure, alteration, or destruction. However, no online system, website, or electronic transmission method can be guaranteed to be completely secure.

You are responsible for ensuring that any information you submit is accurate and for using secure devices and networks when accessing our website.

8. Data Retention

We retain personal information only for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, communicate with you, provide services, maintain business records, resolve disputes, or comply with legal obligations.

You may request that we delete or update your personal information, subject to any legal, operational, or recordkeeping requirements.

9. Your Privacy Choices

Depending on your location and applicable law, you may have the right to:

• Request access to the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information
• Opt out of marketing emails
• Opt out of SMS communications
• Ask questions about how your information is used

To make a privacy request, contact us using the details provided at the bottom of this page.

10. Financial Education Disclaimer

Kelly Atwood provides financial education for informational purposes only. The information provided through our website, programs, forms, emails, text messages, or other communications does not constitute financial, investment, legal, tax, or professional advice.

We do not guarantee income, earnings, business results, investment returns, or financial success. Results vary based on individual effort, skills, experience, market conditions, consistency, and other factors outside our control.

11. Children’s Privacy

Our website and services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that such information has been collected, we will take reasonable steps to delete it.

12. Third-Party Links

Our website, emails, or messages may contain links to third-party websites, tools, or platforms. We are not responsible for the privacy practices, content, or security of third-party websites. We encourage you to review their privacy policies before submitting personal information.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make changes, we will update the effective date on this page. Continued use of our website after changes are posted means you accept the updated Privacy Policy.

14. Contact Us

If you have questions about this Privacy Policy or would like to request access, correction, or deletion of your personal information, please contact us.